The last year has been challenging in new ways, not the least of which is financial hardship. About ten million people in the United States lost their jobs during the COVID-19 pandemic, and many others experienced wage decreases. You may have found yourself struggling to pay all your bills and keep food on the table for your family.
If you’re having trouble making ends meet, there are programs available to help you. Read on to learn how to get help with bills and get your family back on their feet.
TANF (aka Welfare)
The Temporary Assistance for Needy Families program, also known as TANF or welfare, is one of the most all-encompassing aid programs in America today. As the name suggests, this program is designed to provide temporary relief to families who find themselves in dire straits. TANF can provide aid with food, housing, energy, child care, and even job training.
Each state has its own TANF program that has different eligibility requirements and benefits. Each program has a different name, so you’ll need to research what the program in your state is called and how to apply. You can also get more information through the government benefits website.
Medical Expense Help
Medical expenses can be absolutely debilitating and are one of the leading causes of bankruptcy in America today. Depending on your situation, you may be able to qualify for Medicare, Medicaid, Social Security assistance, or CHIP. The Health Insurance Marketplace also has discounts available for low-income families that could help you get affordable health insurance.
There are also separate programs that can help you cover the costs of prescription drugs. None of these are government-funded, but you may be able to get assistance from the manufacturer of your medication. You may also want to look into getting the generic form of your medication if you and your doctor agree it will work for you.
Utility Cost Assistance
Even if you can afford housing, food, and medical care, you may not be able to afford basic utility payments. Telephone service, electricity, and internet service are necessities for your household, and the government recognizes this. TANF can help with some of these bills, but there are also other programs available to help you cover these expenses.
The Lifeline program helps families in need to get a cell phone, data, and internet services. The Low Income Home Energy Assistance Program helps you to pay for your heating and cooling bills, as well as utility shutoff services. They may also help you implement changes to your home that can make it more energy-efficient and easier to heat and cool.
Learn How to Get Help With Bills
Times have been especially tight lately, and if your family finds yourself in a hard situation, there is help available. You may be able to qualify for TANF, which can cover your basic expenses. You may also be able to get help paying for your utilities and medical expenses, depending on your situation.
If you’d like to learn more about how to get help with bills, check out the rest of our site at Lavish Green. We can help you master your personal finances with customized recommendations, helpful tools, and personal finance information. Get started for free today and discover the best ways to save money.