Credit

Your credit score can affect more than just your interest rate.

Building Credit

Understand how to build your credit score.

Boost Your Score

Learn easy ways to add points to your score

Protecting Credit

Keep your score safe when you don't need to access it

Score Types

Understand the different types, such as FICO and Vantage Score.

Creditworthiness applies to individuals and businesses alike, and fundamentally is a measure of how likely someone is to be able to make a payment in the future. Your credit score will attempt to distill this likelihood into a number that many parties – landlords, insurance agents, future employers, loan creditors, and more – will evaluate as part of an application process.

This score is not written in stone, it can go down if you aren't careful, and if you work hard and take the right steps, you can rehabilitate a poor score into an excellent one. A higher score can provide financial tailwinds that make your life easier, from lower interest rates on your mortgage to more favorable terms when you buy a new car. Credit card rewards are a great way to stretch the value of the dollars you spend, but the best perks are only available if your credit is truly stellar.

Even if you are a poster child of responsible credit use, you're not in the clear – credit reports are known to have errors that can drag you down, which is why it's important to request your credit report and score periodically to keep it accurate. Freezing your credit is a great way to keep yourself more safe from the perils of identity theft, the damage of which can take weeks or months to repair.

How Often Should You Check Your Credit Report?

Are you regularly checking your credit score? How often should you check your credit report?

4 Steps You Can Take to Increase Your Credit Score

Understanding your credit score can help your efforts to improve it and make a change in just a few months.

How to Quickly Boost Your Credit Score

Learn about simple ways to quickly boost your credit score online right now.

How Credit Works: Understanding Your Credit Score

The way you handle your financial accounts contributes to your overall credit score.

What Lowers Your Credit Score? The Important Things to Understand

Credit scores help lenders avoid bad debt by finding the most creditworthy borrowers.

What You Need to Know About Credit Building Loans

Credit-building loans can help someone with no, little, or bad credit improve their credit score.

How To Build A Credit Score: 5 Ways To Boost Your Score

Are you new to using credit, or trying to build a credit score so that you can get approved for a loan? Learn about five ways you can boost your score.


5 Ways Your Credit Score Can Affect Your Life

This three digit number can tell anyone that looks at it how well you manage your money and how responsible you are overall.

This three digit number can tell anyone that looks at it how well you manage your money and how responsible you are overall.

January 24, 2020


Understand Your Credit Score and How It Affects You

Your credit score plays an important role in your financial life and beyond. Find out what affects your credit score and how you can improve it.

January 8, 2020


Understand Your Credit Score and How It Affects You

Your credit score plays an important role in your financial life and beyond. Find out what affects your credit score and how you can improve it.

No Credit? No Problem! How to Build Credit When You Have None

Your credit score is an important part of your financial health. But what if you have no credit? Here's how to build credit when you have none.

February 10, 2020


No Credit? No Problem! How to Build Credit When You Have None

Your credit score is an important part of your financial health. But what if you have no credit? Here's how to build credit when you have none.

Should You Consider Hiring A Credit Repair Company?

A credit repair company can help you correct mistakes on your credit report.

April 22, 2020


Should You Consider Hiring A Credit Repair Company?

A credit repair company can help you correct mistakes on your credit report.


How to Get Approved for a Car Loan With Bad Credit

How to Get Approved for a Car Loan With Bad Credit

If your credit isn't in the best shape, you might have a difficult time finding a lender willing to extend you a loan.

March 23, 2020



5 Unusual Ways an Adverse Credit History or Score Hurt You

5 Unusual Ways an Adverse Credit History or Score Hurt You

Having an adverse credit history due to late payments or default does more than make it harder to qualify for credit.

March 15, 2020



Your Credit Score and FICO Score: What's the Difference?

Your Credit Score and FICO Score: What's the Difference?

The FICO and VantageScore provide lenders with an understanding of your creditworthiness. Find out how they affect you.

January 2, 2020



What You Need To Know About Your Credit Score

What You Need To Know About Your Credit Score

Your credit score says a lot about you – do you know what yours says?

December 10, 2019



How Paying Your Rent on Time can Improve Your Credit Score

How Paying Your Rent on Time can Improve Your Credit Score

Reporting your on-time rent payments to credit bureaus can improve your credit score.

January 9, 2020


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