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Free Government Grants

Government assistance programs can help you get back on your feet if you are struggling to make ends meet.

Education

Grants and scholarships are available if you are thinking of getting an education.

Housing

Federal and state assistance programs can help cover the cost of housing.

Disability

Assistance to supplement your income is available for those living with a disability.

Living Expenses

Low-income households may qualify for subsidized phone and Internet service.

The federal government has several benefit programs designed to provide assistance to families and individuals in need of covering a range of categories. The goal of these programs is to encourage families to provide the necessary assistance so that beneficiaries can become self-sufficient, or (in the case with relief programs meant to help with bills) lower their expenses to a more manageable amount.

Medical expenses burden many families with unexpected stress that can disrupt their lives and overturn their finances, and put them in financial distress. Programs such as Medicare and CHIP can provide relief – out-of-pocket costs such as prescription drugs, dental care and medical bills can be reduced or covered entirely with this type of assistance. Eligibility requirements vary from state to state, so it is essential that you consider your own eligibility using resources available in your state.

More ordinary living expenses, such as phone and internet service or home utilities, are in some cases covered by government assistance programs as well.

The Federal Communications Commission's Lifeline program helps low-income families and individuals by providing a discount on landline or cell phone service, or in some cases, even a free phone. The requirements for this program are straightforward, and you may even be able to apply the discount against your existing phone plan. The best place to start is by finding a company in your area that offers Lifeline, and applying through them.

The Low Income Housing Energy Assistance Program offers help to qualifying low-income individuals and families facing emergencies like utility shutoffs, and even offers weatherization improvements to address inefficiencies. It also offers assistance to families that simply cannot afford their monthly heating costs. As with most programs, eligibility varies by region, so you should contact your local LIHEAP office to review the requirements and submit an application. Social services sometimes may be able to connect you with local nonprofit organizations offering funds to individuals, and certain utility companies may also offer adjusted payment options.

Welfare programs such as Temporary Assistance for Needy Families (TANF) are funded at the federal level, but managed at the state level. These programs are named differently in each state, and are fundamentally designed to be temporary. The goal is to support recipients who have experienced temporary difficulties with support while they achieve their independence. If you qualify, you'll be provided funding for expenses such as food, job training, child care, utilities, and housing.

These Solar Grants, Tax Credits, and Rebates Are Available

The government is offering several initiatives and programs to reward homeowners as well as businesses moving towards renewable energy sources.

What You Need To Know About Educational Pell Grants

The Federal Pell Grant may award you up to $6,345 per year for school if you qualify. Find out how you may qualify.

What are the Maximum Amounts for Social Security Disability Benefits?

Social Security disability benefits help supplement your income should you become disabled permanently or at least for more than 12 months.

What is Social Security Disability Insurance?

Social Security can help you bridge the gap if you can't afford disability insurance.

7 First-Time Homebuyer Assistance Programs That Can Help You Buy A House

If you are a first-time homebuyer seeking assistance, here are seven programs that can help you realize the dream of owning a home.

What If I Can't Pay My Rent Because of Coronavirus?

Many states are taking action to keep people safely in their homes if they cannot pay their rent.

This Federal Loan Program Can Help You Buy A Home

If you live in a rural area and have low to moderate-income, you may qualify for the USDA Loan program.


8 Benefits Many Americans Are Entitled To But Often Forget To Claim

How Americans Are Saving Thousands of Dollars A Year With These Benefits, Grants and Discounts

How Americans Are Saving Thousands of Dollars A Year With These Benefits, Grants and Discounts

August 27, 2020


7 Ways You Can Get Free Money From The Government

There are hundreds, if not thousands, of government programs available that can provide financial assistance to those who need it.

August 12, 2020


7 Ways You Can Get Free Money From The Government

There are hundreds, if not thousands, of government programs available that can provide financial assistance to those who need it.

How To Find and Apply For Government Assistance Programs

Public financial assistance is available in the form of government grant money. Learn which you qualify for, and how to apply for them.

July 30, 2020


How To Find and Apply For Government Assistance Programs

Public financial assistance is available in the form of government grant money. Learn which you qualify for, and how to apply for them.

What Is Supportive Housing for People With Disabilities?

Do you or a loved one have a disability? You may be eligible for supportive housing for people with disabilities

March 3, 2020


What Is Supportive Housing for People With Disabilities?

Do you or a loved one have a disability? You may be eligible for supportive housing for people with disabilities


This Assistance Program Can Help You Pay Your Utility Bills

This Assistance Program Can Help You Pay Your Utility Bills

No one should struggle to keep themselves or their families safe from seasonal temperatures because they can't pay their utility bill.

August 26, 2020



Everything You Need to Know About the Rural Rental Assistance Program

Everything You Need to Know About the Rural Rental Assistance Program

Does your family live in a rural area and on very low income? You may be eligible for rural rental assistance.

March 2, 2020



What Is Housing Assistance and How You Can Apply for Section 8

What Is Housing Assistance and How You Can Apply for Section 8

The Department of Housing and Urban Development's assistance program provides financial assistance to low-income families who can't afford decent and safe housing on their own.

February 29, 2020



The Very Low-Income Housing Repair Loans and Grants Program

The Very Low-Income Housing Repair Loans and Grants Program

If your household income is very low, then you may qualify for the Very Low-Income Housing Repair Loans and Grants Program.

February 28, 2020



Understanding the Iraq and Afghanistan Service Education Grant

Understanding the Iraq and Afghanistan Service Education Grant

Children of those who lost their lives fighting for our country may be eligible for the Iraq and Afghanistan Education Service Grant.

January 26, 2020