Building Credit
Understand how to build your credit score.
Boost Your Score
Learn easy ways to add points to your score
Protecting Credit
Keep your score safe when you don't need to access it
Score Types
Understand the different types, such as FICO and Vantage Score.
Creditworthiness applies to individuals and businesses alike, and fundamentally is a measure of how likely someone is to be able to make a payment in the future. Your credit score will attempt to distill this likelihood into a number that many parties – landlords, insurance agents, future employers, loan creditors, and more – will evaluate as part of an application process.
This score is not written in stone, it can go down if you aren't careful, and if you work hard and take the right steps, you can rehabilitate a poor score into an excellent one. A higher score can provide financial tailwinds that make your life easier, from lower interest rates on your mortgage to more favorable terms when you buy a new car. Credit card rewards are a great way to stretch the value of the dollars you spend, but the best perks are only available if your credit is truly stellar.
Even if you are a poster child of responsible credit use, you're not in the clear – credit reports are known to have errors that can drag you down, which is why it's important to request your credit report and score periodically to keep it accurate. Freezing your credit is a great way to keep yourself more safe from the perils of identity theft, the damage of which can take weeks or months to repair.

Should You Consider Hiring A Credit Repair Company?
A credit repair company can help you correct mistakes on your credit report.

How to Quickly Boost Your Credit Score
Learn about simple ways to boost your credit score online right now – instantly!

5 Ways Your Credit Score Can Affect Your Life
This three digit number can tell anyone that looks at it how well you manage your money and how responsible you are overall.

How To Build A Credit Score: 5 Ways To Boost Your Score
Are you new to using credit, or trying to build a credit score so that you can get approved for a loan? Learn about five ways you can boost your score.

How to Build Credit When You Have None
It may seem impossible, but there are a few tried and true ways you can build your credit score the right way.

The Smart Way To Cancel A Credit Card
If you want to cancel a credit card, it means more than not using it or cutting it up into unrecognizable pieces.

How to Dispute a Credit Report Error
If you've worked hard to build good credit, it can be devastating to find out that your score has taken a hit despite being careful with your finances.

How Credit Card Interest Works
How Credit Card Interest Works
June 1, 2020

How Credit Works: Understanding Your Credit Score
How Credit Works: Understanding Your Credit Score
April 2, 2020

How Often Should You Check Your Credit Report?
How Often Should You Check Your Credit Report?
March 27, 2020

How to Get Approved for a Car Loan With Bad Credit
How to Get Approved for a Car Loan With Bad Credit
March 23, 2020

5 Unusual Ways an Adverse Credit History or Score Hurt You
5 Unusual Ways an Adverse Credit History or Score Hurt You
March 15, 2020