Lavish Green

Boost Your Credit Score

Your credit score can affect more than just your interest rate.

Building Credit

Understand how to build your credit score.

Boost Your Score

Learn easy ways to add points to your score

Protecting Credit

Keep your score safe when you don't need to access it

Score Types

Understand the different types, such as FICO and Vantage Score.

Creditworthiness applies to individuals and businesses alike, and fundamentally is a measure of how likely someone is to be able to make a payment in the future. Your credit score will attempt to distill this likelihood into a number that many parties – landlords, insurance agents, future employers, loan creditors, and more – will evaluate as part of an application process.

This score is not written in stone, it can go down if you aren't careful, and if you work hard and take the right steps, you can rehabilitate a poor score into an excellent one. A higher score can provide financial tailwinds that make your life easier, from lower interest rates on your mortgage to more favorable terms when you buy a new car. Credit card rewards are a great way to stretch the value of the dollars you spend, but the best perks are only available if your credit is truly stellar.

Even if you are a poster child of responsible credit use, you're not in the clear – credit reports are known to have errors that can drag you down, which is why it's important to request your credit report and score periodically to keep it accurate. Freezing your credit is a great way to keep yourself more safe from the perils of identity theft, the damage of which can take weeks or months to repair.

How to Quickly Boost Your Credit Score

Learn about simple ways to boost your credit score online right now – instantly!

How to Get Approved for a Car Loan With Bad Credit

If your credit isn't in the best shape, you might have a difficult time finding a lender willing to extend you a loan.

The Smart Way To Cancel A Credit Card

If you want to cancel a credit card, it means more than not using it or cutting it up into unrecognizable pieces.

Which Is Better: Credit Cards or Debit Cards?

Choosing the right type of card is important to get the most out of your finances, make sure you understand the differences.

No Credit? No Problem! How to Build Credit When You Have None

Your credit score is an essential part of your financial health. But what if you have no credit? Here's how to build credit when you have none.

Your Credit Score and FICO Score: What's the Difference?

The FICO and VantageScore provide lenders with an understanding of your creditworthiness. Find out how they affect you.

What Lowers Your Credit Score? The Important Things to Understand

Credit scores help lenders avoid bad debt by finding the most creditworthy borrowers.


Should You Buy Your First Home During The COVID-19 Pandemic?

With low mortgage rates and many people leaving larger cities for rural and suburban towns, is now a good time for you to buy a home?

With low mortgage rates and many people leaving larger cities for rural and suburban towns, is now a good time for you to buy a home?

October 4, 2020


How to Dispute a Credit Report Error

If you've worked hard to build good credit, it can be devastating to find out that your score has taken a hit despite being careful with your finances.

November 10, 2020


How to Dispute a Credit Report Error

If you've worked hard to build good credit, it can be devastating to find out that your score has taken a hit despite being careful with your finances.

5 Unusual Ways an Adverse Credit History or Score Hurt You

Having an adverse credit history due to late payments or default does more than make it harder to qualify for credit.

March 15, 2020


5 Unusual Ways an Adverse Credit History or Score Hurt You

Having an adverse credit history due to late payments or default does more than make it harder to qualify for credit.

5 Ways Your Credit Score Can Affect Your Life

This three digit number can tell anyone that looks at it how well you manage your money and how responsible you are overall.

January 24, 2020


5 Ways Your Credit Score Can Affect Your Life

This three digit number can tell anyone that looks at it how well you manage your money and how responsible you are overall.


Understand Your Credit Score and How It Affects You

Understand Your Credit Score and How It Affects You

Your credit score plays an important role in your financial life and beyond. Find out what affects your credit score and how you can improve it.

January 8, 2020



4 Things You Must Do To Properly Cancel a Credit Card

4 Things You Must Do To Properly Cancel a Credit Card

Canceling a credit card isn’t as simple as snipping it in half – there are steps that must be taken to formally close an account.

September 22, 2020



What You Need To Know About Your Credit Score

What You Need To Know About Your Credit Score

Your credit score says a lot about you – do you know what yours says?

December 10, 2019



4 Steps You Can Take to Increase Your Credit Score

4 Steps You Can Take to Increase Your Credit Score

Understanding your credit score can help your efforts to improve it and make a change in just a few months.

November 30, 2019



How Often Should You Check Your Credit Report?

How Often Should You Check Your Credit Report?

Are you regularly checking your credit score? How often should you check your credit report?

March 27, 2020