Boost Your Credit Score - Lavish Green

Boost Your Credit Score

Your credit score can affect more than just your interest rate.

Building Credit

Understand how to build your credit score.

Boost Your Score

Learn easy ways to add points to your score

Protecting Credit

Keep your score safe when you don't need to access it

Score Types

Understand the different types, such as FICO and Vantage Score.

Creditworthiness applies to individuals and businesses alike, and fundamentally is a measure of how likely someone is to be able to make a payment in the future. Your credit score will attempt to distill this likelihood into a number that many parties – landlords, insurance agents, future employers, loan creditors, and more – will evaluate as part of an application process.

This score is not written in stone, it can go down if you aren't careful, and if you work hard and take the right steps, you can rehabilitate a poor score into an excellent one. A higher score can provide financial tailwinds that make your life easier, from lower interest rates on your mortgage to more favorable terms when you buy a new car. Credit card rewards are a great way to stretch the value of the dollars you spend, but the best perks are only available if your credit is truly stellar.

Even if you are a poster child of responsible credit use, you're not in the clear – credit reports are known to have errors that can drag you down, which is why it's important to request your credit report and score periodically to keep it accurate. Freezing your credit is a great way to keep yourself more safe from the perils of identity theft, the damage of which can take weeks or months to repair.

No Credit? No Problem! How to Build Credit When You Have None

Your credit score is an essential part of your financial health. But what if you have no credit? Here's how to build credit when you have none.

How to Quickly Boost Your Credit Score

Learn about simple ways to boost your credit score online right now – instantly!

How To Build A Credit Score: 5 Ways To Boost Your Score

Are you new to using credit, or trying to build a credit score so that you can get approved for a loan? Learn about five ways you can boost your score.

The Smart Way To Cancel A Credit Card

If you want to cancel a credit card, it means more than not using it or cutting it up into unrecognizable pieces.

How to Dispute a Credit Report Error

If you've worked hard to build good credit, it can be devastating to find out that your score has taken a hit despite being careful with your finances.

Should You Buy Your First Home During The COVID-19 Pandemic?

With low mortgage rates and many people leaving larger cities for rural and suburban towns, is now a good time for you to buy a home?

What Type of Home Mortgage Is Right For You?

Choosing the right home mortgage is as important as choosing the right house. Learn about loan program options and how to decide which is best for you.


4 Things You Must Do To Properly Cancel a Credit Card

Canceling a credit card isn’t as simple as snipping it in half – there are steps that must be taken to formally close an account.

Canceling a credit card isn’t as simple as snipping it in half – there are steps that must be taken to formally close an account.

September 22, 2020


Protect Yourself From Identity Theft By Freezing Your Credit

Save yourself the hassle and aggravation of a data breach, identity theft, or unauthorized credit checks with a credit freeze.

September 18, 2020


Protect Yourself From Identity Theft By Freezing Your Credit

Save yourself the hassle and aggravation of a data breach, identity theft, or unauthorized credit checks with a credit freeze.

Which Is Better: Credit Cards or Debit Cards?

Choosing the right type of card is important to get the most out of your finances, make sure you understand the differences.

June 24, 2020


Which Is Better: Credit Cards or Debit Cards?

Choosing the right type of card is important to get the most out of your finances, make sure you understand the differences.

How Credit Card Interest Works

If you carry a balance on your credit card, you're not alone – but do you understand exactly how interest is calculated?

June 1, 2020


How Credit Card Interest Works

If you carry a balance on your credit card, you're not alone – but do you understand exactly how interest is calculated?


Should You Consider Hiring A Credit Repair Company?

Should You Consider Hiring A Credit Repair Company?

A credit repair company can help you correct mistakes on your credit report.

April 22, 2020



How Credit Works: Understanding Your Credit Score

How Credit Works: Understanding Your Credit Score

The way you handle your financial accounts contributes to your overall credit score.

April 2, 2020



How Often Should You Check Your Credit Report?

How Often Should You Check Your Credit Report?

Are you regularly checking your credit score? How often should you check your credit report?

March 27, 2020



How to Get Approved for a Car Loan With Bad Credit

How to Get Approved for a Car Loan With Bad Credit

If your credit isn't in the best shape, you might have a difficult time finding a lender willing to extend you a loan.

March 23, 2020



5 Unusual Ways an Adverse Credit History or Score Hurt You

5 Unusual Ways an Adverse Credit History or Score Hurt You

Having an adverse credit history due to late payments or default does more than make it harder to qualify for credit.

March 15, 2020