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Lavish Green is an independent company that focuses on helping you save money and improve your finances by providing all the information you need.
Our goal is to help you improve your financial health through smarter choices. We can recommend products and services that will help you achieve this goal.
Our mission is to help you learn all the best ways to save money and get your finances on track. Here are just a few of the ways you could improve your financial situation or save money.
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![The Pell Grant](/img/articles/female-graduate-outdoors-group-behind.jpg)
Education Grant: The Pell Grant
Back in 1972, the Pell Grant was created by Rhode Island’s Senator Claiborne Pell. He called it the Basic Educational Opportunity Grant. The Pell Grant can be used for tuition, fees, room, board, books, and other educational expenses. Every year the Pell Grant provides access to education for millions of people and $20 - $30 billion are awarded annually.
Learn About The Pell Grant![Other Free Government Grants](/img/articles/shutterstock_407995273.jpg)
Other Free Government Grants
Benefit programs that are intended to assist those in financial need are an opportunity for people who qualify, to save some money, or access help they couldn’t otherwise afford. The Federal government provides a variety of different programs that could help with everything from telephone bills to career development grants.
Learn more about Free Government Grants![Do You Need Financial Assistance?](/img/articles/shutterstock_587516615.jpg)
Got Debt? Need Financial Help?
According to the Federal Reserve as of November 2020, consumer debt in the United States is at $14.2 trillion. Furthermore, Americans are carrying an average personal debt of $92,727. This overall debt figure includes credit card balances, student loans, mortgages, and more.
If you need some help tackling your personal debt our beginner’s guide to paying off credit card debt is a great place to start.
![Better Manage Your Monthly Expenses](/img/articles/shutterstock_1222918516.jpg)
Better Manage Your Monthly Expenses.
Anyone good with money knows the crucial factor in managing monthly expenses is keeping a personal balance sheet. That means budgeting, but so many of us fail to keep track of our incoming and outgoing money every month. The word ‘budget’ can make some people feel uncomfortable because it sounds restrictive. But, it can actually be the key to unlocking a happier and more financially stable lifestyle.
Read our helpful guide to creating an effective budget for managing monthly expenses.
![Improving Your Credit Score](/img/articles/african-american-girl-casual-clothes-674063851.jpg)
Improving Your Credit Score
A person’s credit score can affect the amount of money a lender is willing to let them borrow. When it comes to home loans, for example, having a healthy credit score is important.
The first step to improving your credit score is understanding it and our helpful guide may help!
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