Assistance & Grants

Government assistance programs can help you get back on your feet if you are struggling to make ends meet.

Education

Grants and scholarships are available if you are thinking of getting an education.

Housing

Federal and state assistance programs can help cover the cost of housing.

Disability

Assistance to supplement your income is available for those living with a disability.

Living Expenses

Low-income households may qualify for subsidized phone and Internet service.

The federal government has several benefit programs designed to provide assistance to families and individuals in need of covering a range of categories. The goal of these programs is to encourage families to provide the necessary assistance so that beneficiaries can become self-sufficient, or (in the case with relief programs meant to help with bills) lower their expenses to a more manageable amount.

Medical expenses burden many families with unexpected stress that can disrupt their lives and overturn their finances, and put them in financial distress. Programs such as Medicare and CHIP can provide relief – out-of-pocket costs such as prescription drugs, dental care and medical bills can be reduced or covered entirely with this type of assistance. Eligibility requirements vary from state to state, so it is essential that you consider your own eligibility using resources available in your state.

More ordinary living expenses, such as phone and internet service or home utilities, are in some cases covered by government assistance programs as well.

The Federal Communications Commission's Lifeline program helps low-income families and individuals by providing a discount on landline or cell phone service, or in some cases, even a free phone. The requirements for this program are straightforward, and you may even be able to apply the discount against your existing phone plan. The best place to start is by finding a company in your area that offers Lifeline, and applying through them.

The Low Income Housing Energy Assistance Program offers help to qualifying low-income individuals and families facing emergencies like utility shutoffs, and even offers weatherization improvements to address inefficiencies. It also offers assistance to families that simply cannot afford their monthly heating costs. As with most programs, eligibility varies by region, so you should contact your local LIHEAP office to review the requirements and submit an application. Social services sometimes may be able to connect you with local nonprofit organizations offering funds to individuals, and certain utility companies may also offer adjusted payment options.

Welfare programs such as Temporary Assistance for Needy Families (TANF) are funded at the federal level, but managed at the state level. These programs are named differently in each state, and are fundamentally designed to be temporary. The goal is to support recipients who have experienced temporary difficulties with support while they achieve their independence. If you qualify, you'll be provided funding for expenses such as food, job training, child care, utilities, and housing.

What You Need To Know About Educational Pell Grants

The Federal Pell Grant may award you up to $6,345 per year for school if you qualify. Find out how you may qualify.

How to Get a Lifeline Cell Phone

A Lifeline cell phone can be a big help for those with low income.

How to Save Money on Your Cell Phone Bill With the FCC Lifeline Program

The FCC lifeline program can help people in low-income households save money on their cell phone bills.

Small Business Loans and Grants During Coronavirus

If your small business is struggling due Coronavirus there is financial assistance out there to help you keep your business running.

The 2019-2020 FAFSA Deadline Is Approaching Fast: Here’s What You Need to Know

It’s that time of year again. The deadlines are approaching fast and here’s one you shouldn’t miss – FAFSA.

Understanding What Very Low to Moderate-Income Housing Loans Offer

The US government has created a program to provide home loans to low-income families

These Solar Grants, Tax Credits, and Rebates Are Available for Homeowners

The government is offering several initiatives and programs to reward homeowners as well as businesses moving towards renewable energy sources.


Energy Tax Credits for Homeowners in 2020

Lower your tax liability with the energy tax credits for homeowners in 2020 by making simple home energy efficiency improvements.

Lower your tax liability with the energy tax credits for homeowners in 2020 by making simple home energy efficiency improvements.

August 11, 2020


What are the Maximum Amounts for Social Security Disability Benefits?

Social Security disability benefits help supplement your income should you become disabled permanently or at least for more than 12 months.

January 5, 2020


What are the Maximum Amounts for Social Security Disability Benefits?

Social Security disability benefits help supplement your income should you become disabled permanently or at least for more than 12 months.

Coronavirus Bill Stimulus Checks – What You Need To Know

This $2 trillion rescue package is designed to provide assistance to the millions of Americans affected by COVID-19.

March 26, 2020


Coronavirus Bill Stimulus Checks – What You Need To Know

This $2 trillion rescue package is designed to provide assistance to the millions of Americans affected by COVID-19.

What Is Supportive Housing for People With Disabilities?

Do you or a loved one have a disability? You may be eligible for supportive housing for people with disabilities

March 3, 2020


What Is Supportive Housing for People With Disabilities?

Do you or a loved one have a disability? You may be eligible for supportive housing for people with disabilities


The FCC Lifeline Program Brings Affordable Communications to Low-Income Consumers

The FCC Lifeline Program Brings Affordable Communications to Low-Income Consumers

Having phone and internet access is crucial for everyone. Low-income consumers, however, often have a hard time affording the costs.

February 23, 2020



How the Low Income Home Energy Assistance Program (LIHEAP) Can Help You Pay Your Utility Bills

How the Low Income Home Energy Assistance Program (LIHEAP) Can Help You Pay Your Utility Bills

No one should struggle with being able to keep themselves, or their families, safe from seasonal temperatures.

August 26, 2020



7 First-Time Homebuyer Assistance Programs That Can Help You Buy A House

7 First-Time Homebuyer Assistance Programs That Can Help You Buy A House

If you are a first-time homebuyer seeking assistance in down payment, here are seven programs that can help you realize your dream of owning a home.

January 12, 2020



Everything You Need to Know About the Rural Rental Assistance Program

Everything You Need to Know About the Rural Rental Assistance Program

Does your family live in a rural area and on very low income? You may be eligible for rural rental assistance.

March 2, 2020



7 Ways You Can Get Free Money From The Government

7 Ways You Can Get Free Money From The Government

There are hundreds, if not thousands, of government programs available that can give you financial assistance or provide you with services free of charge.

August 12, 2020


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