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Insurance provides financial protection for life 's surprises.

Disability

Your ability to earn an income is an asset worth protecting.

Health

Discover the right plan for your budget and personal needs

Auto

Shop around to get the right coverage at the best price

Life

Term and whole life insurance policies offer protection for different situations.

Conceptually, insurance is pretty simple – you pay a premium each month to be protected against dangers that can upend your financial life, and with that protection comes peace of mind. The most common types of insurance – the bare minimum that most experts agree everyone should have – include health insurance, life insurance, car insurance, and disability insurance.

Insurance helps you to manage risk against your most important assets, like your house, car, and your ability to provide for your family.

Additional insurances can often be a smart addition. For example, in today's litigious environment, having umbrella insurance can be a protection against a frivolous lawsuit. Many people consider short-term disability insurance, but not long-term disability insurance. If you don't own a home, you obviously do not need homeowner's insurance, but should definitely consider having renter's insurance.

Understanding the different types of insurance is necessary in order to be sure you are properly covered. One thing every policy has in common is that you'll be paying premiums for a long time, so making sure you aren't paying for coverage you don't need (or simply overpaying) is just as important.

Understanding Short-Term and Long-Term Disability Insurance

Learn the difference between long and short-term disability to choose the right policy for you.

5 Smart Ways to Lower Your Auto Insurance Bill

If your car insurance premiums keep climbing, even though you haven't had an accident, it may be time to re-evaluate your policy.

What is Social Security Disability Insurance?

Social Security can help you bridge the gap if you can't afford disability insurance.

Top 10 Auto Insurance Providers

The top 10 insurance companies hold the market share of the car insurance industry. Find out which one is right for you.

How to Compare Car Insurance Quotes

Everyone knows that you must compare car insurance quotes before taking out a new policy.

Is It Worth Having an Umbrella Insurance Policy?

An umbrella policy is a safety net that supports your existing auto and home policies – it’s not necessary for everyone, though.

5 Weird Types of Insurance That Some People Actually Pay For

Insurance is available for many things, including these incredibly strange things.


Who Needs To Have Disability Insurance?

Disability insurance enables you to have financial assistance if you, due to illness or injury, are unable to work for an extended period of time.

Disability insurance enables you to have financial assistance if you, due to illness or injury, are unable to work for an extended period of time.

August 18, 2020


Choosing a Health Insurance Plan: Which One Is Right for You?

Finding the right Health Insurance Plan can seem quite complicated, and understanding the differences between the various plan types is essential.

June 19, 2020


Choosing a Health Insurance Plan: Which One Is Right for You?

Finding the right Health Insurance Plan can seem quite complicated, and understanding the differences between the various plan types is essential.

5 Types of Insurance Everyone Should Have

Don’t go through life without proper insurance protection. Here are the five areas of insurance you absolutely need in your life.

June 14, 2020


5 Types of Insurance Everyone Should Have

Don’t go through life without proper insurance protection. Here are the five areas of insurance you absolutely need in your life.

Renter’s Insurance Is More Important Than You Think

Whatever may affect your living situation, having renters insurance can provide additional support and benefits during those difficult times.

May 21, 2020


Renter’s Insurance Is More Important Than You Think

Whatever may affect your living situation, having renters insurance can provide additional support and benefits during those difficult times.


Disability Insurance: Short Term vs. Long Term

Disability Insurance: Short Term vs. Long Term

What are the differences between the two, and why do you need them?

May 11, 2020



These Car Insurance Companies Are Refunding Premiums

These Car Insurance Companies Are Refunding Premiums

Some auto insurance companies are providing refunds of premiums due to the lower number of cars on the road.

April 15, 2020



Life Insurance for Young Adults: Why You Need It

Life Insurance for Young Adults: Why You Need It

Life insurance for young adults comes with many benefits worth understanding.

March 16, 2020



HSA vs FSA: How Do They Differ?

HSA vs FSA: How Do They Differ?

If your employer offers both health savings accounts and flexible spending accounts, you might wonder how they differ.

March 13, 2020



Top 5 Best Car Insurance Companies for College Students in 2020

Top 5 Best Car Insurance Companies for College Students in 2020

Some insurance companies offer considerable discounts to college students.

March 8, 2020