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Most people understand that spending more than you earn is unsustainable, yet that's exactly what credit cards are hoping you'll do.

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Declaring bankruptcy has severe negative consequences, but there are also significant benefits for consumers who can't afford to pay their debts.

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One of the best-kept secrets of personal finance is that loans can actually be excellent tools for tackling debt — as long as you choose an option focused on debt consolidation.

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Changes to Retirement Accounts due to the COVID Stimulus

Even if you aren’t 59 ½, there are relaxed coronavirus retirement account guidelines, giving you access to your funds.