Insurance

Disability

Your ability to earn an income is an asset worth protecting.

Health

Discover the right plan for your budget and personal needs

Auto

Shop around to get the right coverage at the best price

Life

Term and whole life insurance policies offer protection for different situations.

Conceptually, insurance is pretty simple – you pay a premium each month to be protected against dangers that can upend your financial life, and with that protection comes peace of mind. The most common types of insurance – the bare minimum that most experts agree everyone should have – include health insurance, life insurance, car insurance, and disability insurance.

Insurance helps you to manage risk against your most important assets, like your house, car, and your ability to provide for your family.

Additional insurances can often be a smart addition. For example, in today's litigious environment, having umbrella insurance can be a protection against a frivolous lawsuit. Many people consider short-term disability insurance, but not long-term disability insurance. If you don't own a home, you obviously do not need homeowner's insurance, but should definitely consider having renter's insurance.

Understanding the different types of insurance is necessary in order to be sure you are properly covered. One thing every policy has in common is that you'll be paying premiums for a long time, so making sure you aren't paying for coverage you don't need (or simply overpaying) is just as important.

Disability Insurance: Short Term vs. Long Term

What are the differences between the two, and why do you need them?

How A Health Savings Account (HSA) Works

These accounts can function as a powerful savings tool with benefits that can extend for many years.

What is Social Security Disability Insurance?

Social Security can help you bridge the gap if you can't afford disability insurance.

Do I Need Homeowners Insurance? This is Why You Should Probably Get It

Are you asking yourself the question: do I need homeowners insurance? If yes, you should check out our reasons here on why it is smart to get this insurance.

Understanding Short-Term and Long-Term Disability Insurance

Learn the difference between long and short-term disability to choose the right policy for you.

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Top 5 Tips to Find the Best Rate for a Life Insurance Policy

A life insurance policy is a critical aspect of your overall financial wellness.

5 Smart Ways to Lower Your Auto Insurance Bill

If your car insurance premiums keep climbing, even though you haven't had an accident, it may be time to re-evaluate your policy.


Who Needs To Have Disability Insurance?

Disability insurance enables you to have financial assistance if you, due to illness or injury, are unable to work for an extended period of time.

Disability insurance enables you to have financial assistance if you, due to illness or injury, are unable to work for an extended period of time.

August 18, 2020


What’s The Difference Between Term and Whole Life Insurance?

Do you know which of these common types of life insurance is best suited for your situation?

November 24, 2019


What’s The Difference Between Term and Whole Life Insurance?

Do you know which of these common types of life insurance is best suited for your situation?

What is COBRA and How Does It Work?

COBRA coverage is expensive, but it provides continuance of your health insurance coverage in the event you lose your job.

December 26, 2019


What is COBRA and How Does It Work?

COBRA coverage is expensive, but it provides continuance of your health insurance coverage in the event you lose your job.

These Car Insurance Companies Are Refunding Premiums

Some auto insurance companies are providing refunds of premiums due to the lower number of cars on the road.

April 15, 2020


These Car Insurance Companies Are Refunding Premiums

Some auto insurance companies are providing refunds of premiums due to the lower number of cars on the road.


5 Types of Insurance Everyone Should Have

5 Types of Insurance Everyone Should Have

Don’t go through life without proper insurance protection. Here are the five areas of insurance you absolutely need in your life.

June 14, 2020



Choosing a Health Insurance Plan: Which One Is Right for You?

Choosing a Health Insurance Plan: Which One Is Right for You?

Finding the right Health Insurance Plan can seem quite complicated, and understanding the differences between the various plan types is essential.

June 19, 2020



Top 5 Health Insurance Providers

Top 5 Health Insurance Providers

Health insurance is a necessity even if you think you’re healthy, so do your research before picking one.

December 16, 2019



What’s the Difference Between Short and Long-Term Disability Insurance?

What’s the Difference Between Short and Long-Term Disability Insurance?

Short-term and long-term disability insurance protects your ability to earn an income if you are too sick or injured to work.

December 23, 2019



Life Insurance for Young Adults: Why You Need It

Life Insurance for Young Adults: Why You Need It

Life insurance for young adults comes with many benefits worth understanding.

March 16, 2020


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